>>>>> "Will" == Will Newton <will [at] misconception.org.uk> writes:
>> countries (US, for example, who won't honour a UK VISA), it's
>> difficult to
Will> Rubbish. Amex/Mastercard/VISA are all accepted in Europe and
Will> North America.
Not true for MC/VISA. It depends on your bank; some MC/VISA numbers
will not go through. This has gotten a lot better over the last
couple of years, for sure.
Amex is different because it's a single company doing everything.
Will> Debit cards involve a bank,
And credit cards don't?
Will> The Consumer Credit Act gives you a level of
Will> protection that debit transactions do not give.
Which is paid for by the much fatter bank margins.
TANSTAAFL. It ain't whether there is a bank or not, it's how the bank
makes its profit (and how big it it) that matters. If the banks
weren't raking it in from credit cards, the CCA would kill plastic dead.
Will> If most issuers get wind of internet involvement in a fraud
Will> they will point to the Ts&Cs and say you neglected to
Will> safeguard the safety of the details. Which is nonesense of
Will> course,
Huh? Just because you are foolish enough to think it's somebody
else's responsibility to safeguard your details when you post them on
a broadcast medium doesn't mean the banks are obliged to buy in.
Will> but it saves them money, and
And you, too. Fraud comes out of your pocket in the end.
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